Car accidents are, unfortunately, a fact of life. With drivers being more distracted than ever before because of the availability of smartphones and the number of intoxicated drivers seeming to rise every day, it is no wonder that collisions appear to occur at greater rates in every city. Woodbury, NJ, is no exception. If you have been in a car accident and suffered injuries, property damage, and other losses, you could be entitled to compensation. The best thing you can do to help yourself recover damages is to contact a Woodbury car accident lawyer for help.
Although filing a claim can seem simple because you will usually be dealing with your own insurance carrier, it can be a complex process in which any mistake can cost you the compensation you need to cover mounting medical bills and afford the repairs for the damage to your vehicle.
Why Choose Us?
Getting Legal Help From Experienced Woodbury Car Accident Lawyers
To have the best chance to recoup losses, you need experienced lawyers by your side. Our Woodbury car collision lawyers have been practicing in the New Jersey area for years, offering representation to people facing all manner of injuries and other losses.
From the moment you step through our doors, you receive the respect and compassion you deserve, as well as the guidance of a team dedicated to helping you get the maximum compensation possible. We offer services that include:
- Full case assessments during a free consultation
- Car accident investigations
- Evidence-gathering
- Negotiations with insurance companies
- Representation in court.
Our experience, combined with our dedication, make us lawyers you can depend on when facing catastrophic injuries like brain injuries and serious financial issues because of a car accident. Call us to schedule a consultation with our team of Woodbury car accident lawyers.
At Wapner Newman Attorneys at Law, we’ve helped clients recover millions of dollars in both settlements and jury awards.
Understanding the Complexities of New Jersey Car Accident Claims
New Jersey is one of 12 states that follow no-fault insurance for car accidents. What makes it a complicated state for these kinds of claims, however, is that it has a selection of insurance options that can impact what legal actions you can pursue and what kind of damages you can recover. This is just one of the reasons you need to have a Woodbury car collision attorney helping you.
A no-fault law means that if you are in a car accident, you turn to your own insurance for compensation. Fault does not impact your ability to recover. To qualify for damage, you do not have to prove negligence. What is important to know, however, is that you must have the minimum amount of required insurance.
In New Jersey, you need personal injury protection insurance, which pays for your medical expenses, as well as those of your passengers. You also need liability insurance, which covers any damages that others claim in an accident you cause. Finally, you must have uninsured motorist insurance in case you are in an accident with an underinsured or uninsured driver.
You can choose between a basic or standard policy. A basic policy comes with all of the required insurance, while a standard policy gives you the additional option of choosing whether you want a limited or unlimited right to sue. Insurance with a limited right to sue is less expensive, but it means you can sue the at-fault party only if you sustain catastrophic injuries or if a loved one dies. With an unlimited right to sue, however, you can pursue a lawsuit no matter the type of injuries you sustain. You can also ask for pain and suffering compensation.
Because insurance is so complex in New Jersey, it is easy for insurance companies to try to cheat you out of what you deserve. By having a Woodbury car accident lawyer helping you, you can recover fair compensation for your losses.
Get started with your claim by calling Wapner Newman Attorneys at Law at (215) 569-0900 and speaking with one of our Woodbury car accident attorneys.
Available Damages After a Woodbury Car Accident
Filing for Compensatory and Punitive Damages
After a car accident in Woodbury, you can claim compensatory damages like economic and non-economic damages. Economic damages are those that strive to compensate you for actual financial losses you suffered.
Medical expenses belong in this category and can include:
- Hospital bills
- Medication costs
- Device purchases
- Therapy sessions.
If you need ongoing medical care, economic damages also cover future expenses. They also cover the cost of making changes to your home or vehicle to accommodate disabilities.
After an injury, you will likely miss work, which means missing out on income. Claiming lost wages helps you recoup those losses, including salaries, commissions, bonuses, and more.
If you are eligible to file for non-economic damages, you can claim pain and suffering, which can compensate you for the distress you have undergone because of the accident. You can also claim loss of enjoyment of life and loss of consortium.
In cases in which the defendant has behaved in an especially egregious manner, New Jersey can also award punitive damages. These are not compensatory but are meant to punish the defendant.
Woodbury Car Accident FAQs
If you have been in a car accident, you likely have questions about the process. Our Woodbury car crash lawyers can help.
What causes the most accidents in Woodbury, NJ?
Distracted driving is one of the most common causes of accidents in New Jersey. Though the state bans the use of handheld phones and other devices, the problem persists. Intoxicated driving is another common cause of accidents, with drivers who are under the influence of alcohol or drugs being less likely to react to hazards appropriately or in time to avoid collisions.
Speeding is another concern. Traveling at high velocities means the driver might not have enough time to avoid a collision if a hazard appears, and the impact will also be much greater.
Do I need to hire a Woodbury car crash attorney?
You are not legally required to have a car accident attorney in Woodbury to file a personal injury claim, but you should not undertake this process on your own. It is complex, and you could end up getting less compensation than you deserve.
Do I have to prove negligence?
If you are filing a claim with your insurance, you do not have to prove the other driver was negligent. You have to do this only if you pursue a lawsuit against the other party.
How much is my claim worth?
Every claim is unique, so it is difficult to put an accurate number on a claim before knowing all of the factors that influence it. By scheduling a consultation with a car accident lawyer in Woodbury, you can get a clearer idea of what you can expect.
To get answers to all of your questions, give our team of lawyers a call.
Get Help After a Woodbury Accident
Navigating the claims process after being in an accident in New Jersey can be complicated and stressful. To have the greatest chance to recover losses, you need to have a Woodbury car accident lawyer by your side.
Call Wapner Newman Attorneys at Law at (215) 569-0900 to schedule a consultation.