Pennsylvania has one of the most complex car insurance laws in the country. It is one of the 12 states that use a no-fault insurance system. However, unlike in other states, that system is optional in Pennsylvania. Every driver can choose to opt out of the no-fault system when they purchase car insurance. If a driver opts out, then they are effectively participating in a fault-based system. These rules are confusing enough, bu...

Have you ever been unlucky enough to be involved in a serious car accident? If you have, you know how harrowing a crash can be. Without any warning, your car becomes disabled, and — depending on the severity of the collision — you may have suffered serious harm. Frustratingly, while you are reeling from this sudden impact, you are expected to report the accident to the authorities and share contact information with the oth...

If you’re involved in a car accident, you know that one of the first steps you should take is to ask for the other driver’s contact and insurance information. But what if that person doesn’t have insurance? Fortunately, you can still likely recover compensation — the steps to do so just may be a bit different. Here’s a closer look at how to handle an “uninsured driver” car accident. Pennsylvania is a no-faul...

Car accidents often result in physical injuries, from mild ones like bruises or whiplash to more serious ones like brain injuries. What most people don’t realize, however, is that living through such a traumatic experience as a collision could leave you with emotional and psychological wounds that are difficult to recognize and could take a long time to heal. One of the psychological injuries you can suffer is post-traumatic...

Being in a car accident can mean facing medical expenses that drain you financially and struggling with physical and emotional trauma. You may not be able to lead your life as you want to and could experience disabling injuries that keep you from working and supporting yourself and your loved ones. If you’ve suffered because of someone else’s negligent or intentional conduct, one of your options to recover losses is filing...